Why Choose Us?
It’s important to use a knowledgeable, dependable and experienced advisor.
A mortgage isn’t defined by its interest rate. In fact, this is only one part, albeit an important one when choosing the right mortgage.
I have a decade’s worth of experience within the mortgage and protection field. This is important because it’s this type of experience that allows me to provide the right support for you, and to provide the confidence to the people involved in the process that you are the right person for the mortgage/property you want.
At Knapp Mortgage Consultancy, we provide a one-to-one service. This is a core fundamental for us as this means a dedicated point of contact throughout your mortgage journey. We will carry this relationship forwards for all your mortgage needs in the future.
The Process
With minimal stress and maximum convenience for our clients, we can deliver our flexible service in person, at your home, or remotely to fit around your busy lives.
We will get you prepared for the path ahead – this includes but isn’t limited to:
- Fully understanding you, your circumstances and your needs
- What type of property you might be considering
- Explaining how a mortgage works and the choices you have
- The time frames
- The mortgage agreement in principal
- Advice on negotiating a sale and purchase
- Mortgage submission
- The mortgage offer
- Discussing your insurance requirements and needs
- What type of 3rd party services are available
- Breaking down and understanding the costs involved
- Understanding and overcoming any challenges along the way
We provide non-investment protection products from a range of providers as part of the service. Understanding your mortgage needs comes with a responsibility to ensure you can support your lifestyle and outgoings in the event of a “life event”.
A life event could be considered as:
- Being unable to work through accident or sickness
- A critical illness
- Diagnosis of a terminal illness
- Passing away
About Steven
Steven Knapp has considerable experience in mortgage and protection advice and has been advising clients for a decade.
Having previously worked for one of the largest mortgage advisors in the South East, he comes with a wealth of experience dealing with all types of clients, lenders and properties.
Some situations or lenders are harder to work with than others and we don’t shy away from that kind of battle. We believe that if there is a mortgage out there for you, we will do everything we can to get it.
He started his career in the futures and options industry in London where he spent 10 years as a futures and options broker.
Steven is a family man and understands the true value of the support needed by his clients. Buying, selling or remortgaging a property is considered one of the most stressful processes you can go through in your life. We want to – and will – reduce as much of this pressure as we can.
Steven enjoys keeping active through golf, football, the gym and trips with his wife, new-born son and a rather energetic Border Terrier!
Contact Steven
Enquiry
Regulatory Information
Your home may be repossessed if you do not keep up repayments on a mortgage, or any debts secured upon the property.
A fee of £395 may be charged upon completion of the mortgage. We do not charge for any meetings, agreement in principal’s or full mortgage submissions.
Knapp Mortgage Consultancy is a partner practice of Andrew Ray Mortgages Ltd. Which is regulated and authorised by the financial conduct authority. The financial services register number is 966376
The Financial Conduct Authority (FCA) regulates the financial services industry in the UK. The contact details of The Financial Conduct Authority are: 12 Endeavour Square, London E20 1JN, Tel: 020 7066 1000 or by visiting their website http://www.fca.org.uk/site-info/contact
The FCA does not regulate some investment mortgage contracts such as Buy to Lets.
You have the right to cancel your application and this will take effect from the date you tell us. There may be non-refundable charges applied by 3rd parties, such as but not limited to, solicitors and surveyors.